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Foreclosure Lawyer Fees in St. Louis

Foreclosure lawyer fees in St. Louis, Missouri average about $3,100 — roughly 89% of the U.S. average and in line with the Missouri state average of $3,100.

Low
$1,350
Average fee
$3,100
per case
High
$6,650

What this typically includes

Reviewing the loan and the lender’s standing and paperwork, responding in court (in judicial states), negotiating loss-mitigation options (loan modification, forbearance, short sale, or deed in lieu), and advising on bankruptcy to stop a sale. Court filing fees and any bankruptcy filing are billed separately.

St. Louis, MO Nonjudicial foreclosure state

Missouri is mainly a nonjudicial foreclosure state. The lender can foreclose out of court through a power-of-sale process, which is faster.

So acting quickly with an attorney and using loss-mitigation options is especially important.

Foreclosure defense attorneys in Missouri usually charge a flat fee, or a monthly fee while the case is active. Options like loan modification or bankruptcy run alongside that to stop the sale.

Missouri's process — judicial or nonjudicial — shapes the defense. So do its timelines and any reinstatement or redemption rights. Some states allow both processes, so confirm the local rule.

HUD-approved housing counseling is free.

Get in touch with a foreclosure lawyer in St. Louis

Browse these foreclosure attorneys serving St. Louis. Give a call or request an estimate and connect with local firm that fits your case.

We’re still adding foreclosure attorneys in St. Louis. Request a free case evaluation and we’ll connect you with a local firm.

About St. Louis, MO

298,018
Population
$52,941
Median household income
1,553
Law firms in the St. Louis area

With a cost-of-living index of 89% of the U.S. average and a median household income of $52,941, foreclosure attorney fees in St. Louis generally land 11% lower than the national norm. The St. Louis area supports roughly 1,553 law firms, so clients have a competitive local market to choose from.

How St. Louis compares

Average foreclosure lawyer fees, St. Louis vs. Missouri vs. the U.S.

St. Louis
$3,100
Missouri
$3,100
U.S. average
$3,500

St. Louis sits about 11% lower than the national average for foreclosure lawyer fees.

What affects foreclosure lawyer fees in St. Louis

In St. Louis, the cost of living comes in at 89% of the U.S. average and the median household income is $52,941 — both of which set the tone for local attorney pricing. Beyond location, these factors determine foreclosure lawyer fees:

  • Judicial vs. nonjudicial state — A court process (judicial) offers more defenses than out-of-court power-of-sale.
  • Defense vs. loss mitigation — Litigating differs from negotiating a loan modification or short sale.
  • Flat vs. monthly fee — A fixed scope versus an open-ended case changes how you are billed.
  • Complexity & litigation — Challenging the lender’s standing or chain of title adds work.
  • Stage of the case — Acting before the sale offers more options than after it.
  • Jurisdiction — State timelines, reinstatement, and redemption rights vary widely.

How to choose a foreclosure lawyer in St. Louis

Fees matter, but the right foreclosure attorney in St. Louis also saves you time and improves your outcome. Before you hire:

  • Confirm the fee structure. Foreclosure matters are usually a flat fee — one agreed price for the work. Get it in writing before you sign — our flat fees guide explains exactly what to look for.
  • Look for foreclosure experience. Choose an attorney who regularly handles foreclosure cases in Missouri, not a generalist.
  • Use the free consultation. Most St. Louis foreclosure attorneys review your case at no cost — use it to compare two or three.
  • Verify licensing. Confirm the attorney is licensed and in good standing with the Missouri state bar.
  • Clarify what's included. Ask which case costs are separate from the fee and how they are billed — see attorney fees vs. case costs.
See how foreclosure fees work

Need help with your foreclosure case?

Average attorney fees in St. Louis by case type

National benchmarks adjusted by St. Louis's cost-of-living index (89). Open a case type for its full St. Louis fee breakdown.

Case type How it’s billed Low Average High
Foreclosure Flat fee $1,350 $3,100 $6,650
Divorce Flat fee $1,750 $6,650 $17,700
Immigration Flat fee $440 $3,100 $13,300
Real Estate Flat fee $710 $1,350 $3,100
Probate Flat fee $1,350 $4,000 $13,300
Car Accidents Contingency $1,750 $5,300 $13,300
Personal Injury Contingency $2,650 $8,850 $26,600
Patent Flat fee $4,450 $8,850 $15,950
Estate Planning Flat fee $440 $1,750 $4,450
DUI Flat fee $1,350 $3,550 $8,850
Child Support Hourly $890 $3,100 $8,850
Criminal Defense Flat fee $1,350 $4,450 $13,300
Child Custody Hourly $1,750 $7,100 $22,150
H-1B Visa Flat fee $1,750 $3,100 $5,300
Trademark Flat fee $530 $1,050 $2,200
Living Trust Flat fee $1,050 $2,200 $4,450
Traffic Ticket Flat fee $89 $270 $660
Family Law Hourly $1,350 $6,200 $17,700
Speeding Ticket Flat fee $89 $270 $660
Bankruptcy Flat fee $890 $1,750 $4,000
Premises Liability Contingency $4,850 $15,500 $70,900
Pedestrian Accident Contingency $3,100 $10,650 $35,450
Chapter 7 Flat fee $890 $1,350 $2,200
Traffic Violation Flat fee $89 $270 $660
Clemency Flat fee $1,750 $5,300 $13,300
Bicycle Accident Contingency $2,200 $7,100 $22,150
Medicaid Planning Flat fee $2,650 $5,750 $13,300
Adoption Flat fee $1,350 $4,450 $13,300
Medical Malpractice Contingency $22,150 $88,600 $310,100
Expungement Flat fee $440 $1,350 $3,550
Workers Compensation Contingency $1,350 $3,550 $8,850
SSDI Contingency $1,750 $3,550 $8,150
Uncontested Divorce Flat fee $440 $1,050 $2,200
Uber Accident Contingency $2,650 $7,950 $29,250
Tax Hourly $1,350 $4,450 $13,300
Rideshare Accident Contingency $2,650 $7,950 $29,250
Eviction Flat fee $440 $1,050 $2,650
Employment Contingency $2,200 $8,850 $35,450
Small Claims Flat fee $89 $440 $1,350
Bus Accident Contingency $3,550 $10,650 $39,850
Pardon Flat fee $1,350 $4,450 $13,300
Disability Contingency $1,750 $3,550 $8,150
Chapter 13 Flat fee $2,650 $3,550 $5,300
Drunk Driving Accident Contingency $3,550 $13,300 $53,150
Defense Flat fee $1,350 $4,450 $13,300
Prenuptial Agreement Flat fee $890 $2,200 $6,650
Auto Dealer Fraud Contingency $2,200 $6,650 $22,150
Guardianship Flat fee $1,350 $3,550 $10,650
Closing Flat fee $620 $1,050 $2,200
Social Security Contingency $1,750 $3,550 $8,150
Business Hourly $1,350 $5,300 $22,150
Construction Accident Contingency $10,650 $44,300 $177,200
Alimony Hourly $2,650 $7,950 $22,150
Domestic Violence Flat fee $1,350 $3,550 $10,650
Green Card Flat fee $1,750 $3,550 $7,100
Business Litigation Hourly $13,300 $53,150 $221,500
Police Misconduct Contingency $7,100 $35,450 $221,500
K-1 Visa Flat fee $1,350 $2,200 $3,550
Annulment Flat fee $890 $2,650 $8,850
Sexual Abuse Contingency $17,700 $75,300 $354,400
Juvenile Flat fee $1,350 $3,100 $8,850
Debt Settlement Contingency $890 $2,650 $7,100
Bad Faith Insurance Contingency $7,100 $26,600 $110,750
Lemon Law Contingency $1,750 $4,450 $13,300
Divorce Mediation Hourly $2,200 $4,850 $10,650
Unpaid Wages Contingency $1,750 $7,100 $31,000
Non-Compete Agreement Flat fee $440 $2,200 $44,300
Consumer Protection Contingency $1,750 $4,450 $13,300
Life Insurance Denial Contingency $7,100 $44,300 $177,200
Personal Loan Hourly $440 $1,750 $4,450
Hostile Work Environment Contingency $3,550 $13,300 $57,600
Wrongful Death Contingency $13,300 $53,150 $221,500
Age Discrimination Contingency $4,450 $17,700 $75,300
Construction Defect Hourly $7,100 $39,850 $177,200
Elder Law Hourly $1,350 $4,450 $10,650
Restraining Order Flat fee $890 $2,200 $6,650
Debt Collection Defense Flat fee $440 $1,350 $4,450
Visitation Hourly $1,350 $4,450 $17,700
Brain Injury Contingency $17,700 $101,900 $443,000
Power of Attorney Flat fee $180 $350 $890
Birth Injury Contingency $88,600 $398,700 $1,329,000
CPS Defense Hourly $2,200 $6,650 $22,150
White Collar Crime Hourly $13,300 $66,450 $354,400
Wrongful Termination Contingency $2,650 $10,650 $39,850
Tenant Hourly $890 $2,200 $5,300
EB-2 NIW Flat fee $3,550 $6,200 $10,650
O-1 Visa Flat fee $3,100 $5,300 $8,850
Name Change Flat fee $270 $660 $2,200
F-1 Student Visa Flat fee $660 $1,600 $4,450
Misdemeanor Flat fee $660 $1,350 $3,100
Gun Charges Flat fee $1,350 $5,300 $66,450
Chapter 11 Hourly $22,150 $66,450 $354,400
Citizenship Flat fee $440 $890 $2,200
Severance Agreement Flat fee $440 $1,050 $4,450
LLC Formation Flat fee $440 $1,050 $2,200
Emancipation Flat fee $970 $2,050 $4,800
House Purchase Flat fee $710 $1,150 $2,200
Arbitration Hourly $5,750 $24,800 $84,150
IRS Audit Hourly $890 $4,000 $17,700
CDL Ticket Flat fee $350 $800 $2,200
Truck Accident Contingency $4,450 $14,200 $44,300
Defamation Hourly $4,450 $13,300 $44,300
SSI Contingency $890 $2,650 $8,150
Surrogacy Flat fee $3,100 $7,100 $13,300
Probation Violation Flat fee $890 $2,200 $6,650
HOA Hourly $1,350 $3,550 $8,850
Reckless Driving Flat fee $890 $2,200 $4,450
Suspended License Flat fee $660 $1,550 $2,650
Asylum Flat fee $2,650 $5,300 $13,300
Franchise Hourly $1,750 $6,650 $53,150
Court-Martial Defense Flat fee $7,950 $28,350 $115,200
EB-5 Visa Flat fee $10,650 $22,150 $44,300
Discharge Upgrade Flat fee $1,350 $3,550 $8,850
Copyright Flat fee $270 $1,350 $6,650
ERISA Contingency $2,650 $13,300 $66,450
Driving Without a License Flat fee $220 $530 $1,350
Marriage Green Card Flat fee $1,350 $2,650 $6,650
Hit and Run Accident Contingency $2,200 $7,100 $26,600
Overtime Contingency $2,200 $7,950 $35,450
Timeshare Exit Flat fee $1,350 $4,000 $13,300
Fraud Defense Flat fee $2,200 $6,650 $22,150
Civil Lawsuit Hourly $2,650 $13,300 $44,300
Irrevocable Trust Flat fee $2,200 $5,300 $13,300
VAWA Self-Petition Flat fee $2,150 $4,250 $8,400
Property Tax Appeal Contingency $130 $440 $1,750
Slip and Fall Contingency $3,550 $10,650 $35,450
Special Education Hourly $1,750 $6,650 $22,150
Entertainment Hourly $660 $3,100 $22,150
EB-1 Visa Flat fee $4,450 $7,950 $14,200
Special Needs Trust Flat fee $1,750 $4,000 $8,850
Student Loan Flat fee $660 $2,200 $7,100
Civil Rights Violation Contingency $4,450 $22,150 $132,900
Immigration Bond Flat fee $1,350 $2,650 $5,300
Motorcycle Accident Contingency $2,650 $7,950 $26,600
Dog Attack Injury Contingency $2,650 $8,850 $26,600
Insurance Claim Contingency $1,750 $6,650 $22,150
Discrimination Contingency $2,650 $10,650 $39,850
Professional License Defense Hourly $2,200 $7,100 $22,150
Commercial Real Estate Hourly $2,200 $7,950 $39,850
Intellectual Property Flat fee $440 $2,200 $13,300
U Visa Flat fee $3,000 $5,650 $11,500
Security Clearance Flat fee $2,200 $6,650 $17,700
Deportation Hourly $2,650 $7,100 $17,700
Mesothelioma Contingency $44,300 $310,100 $886,000
Trust Administration Hourly $2,200 $5,300 $17,700
Shoplifting Flat fee $660 $1,350 $3,550
Startup Flat fee $2,200 $6,650 $26,600
Burglary Flat fee $3,100 $7,950 $22,150
E-2 Visa Flat fee $3,100 $5,300 $8,850
Partnership Dispute Hourly $17,700 $66,450 $265,800
Mediation Hourly $1,350 $4,450 $13,300
Postnuptial Agreement Flat fee $890 $2,650 $7,950
Dental Malpractice Contingency $7,100 $23,900 $97,450
Property Damage Contingency $1,350 $5,300 $17,700
Product Liability Contingency $13,300 $53,150 $221,500
Breach of Contract Hourly $2,650 $17,700 $66,450
Health Insurance Denial Hourly $660 $3,100 $13,300
Criminal Appeal Flat fee $6,650 $17,700 $44,300
Paternity Hourly $890 $2,650 $10,650
Debt Collector Harassment Contingency $1,350 $3,550 $13,300
Boundary Dispute Hourly $2,200 $10,650 $39,850
Corporate Hourly $3,100 $10,650 $53,150
Title IX Flat fee $2,850 $10,200 $30,100
Whistleblower Contingency $4,450 $17,700 $88,600
Legal Malpractice Contingency $8,850 $35,450 $132,900
Quiet Title Flat fee $1,350 $3,550 $22,150
Construction Hourly $3,100 $22,150 $132,900
Immigration Waiver Flat fee $2,200 $4,450 $8,850
Asset Protection Flat fee $2,650 $7,100 $22,150
Federal Criminal Defense Flat fee $8,850 $31,000 $132,900
Assault Flat fee $1,350 $3,550 $13,300
Contract Review Flat fee $270 $710 $2,650
Landlord Hourly $660 $2,650 $13,300
Unemployment Appeal Flat fee $440 $1,050 $3,100
Legal Separation Hourly $2,200 $7,100 $22,150
Deed Transfer Flat fee $220 $530 $1,600
L-1 Visa Flat fee $2,650 $4,850 $7,950
Security Deposit Flat fee $350 $890 $2,650
Custody Modification Hourly $1,600 $5,300 $19,500
Work Permit Flat fee $400 $840 $1,950
Employment Contract Flat fee $530 $1,400 $4,000
Civil Appeal Flat fee $7,100 $19,500 $53,150
Contested Divorce Hourly $8,850 $17,700 $44,300
Wage Garnishment Flat fee $350 $1,100 $3,100
Stepparent Adoption Flat fee $1,350 $2,200 $7,100
Mergers and Acquisitions Hourly $6,650 $22,150 $88,600
Retaliation Contingency $4,000 $14,200 $62,000
Murder Flat fee $22,150 $66,450 $221,500
DACA Flat fee $440 $1,050 $2,650
Mass Tort Contingency $7,100 $31,000 $132,900
Will Contest Hourly $5,300 $22,150 $88,600
Loan Modification Flat fee $660 $1,750 $4,450
Business Sale Flat fee $3,550 $8,400 $26,600
Nonprofit Formation Flat fee $1,350 $3,300 $7,550
Will Flat fee $130 $350 $890
Felony Defense Flat fee $3,100 $8,850 $26,600
Drug Possession Flat fee $1,350 $3,550 $13,300
Theft Flat fee $890 $3,100 $10,650
House Sale Flat fee $710 $1,250 $2,200
Tax Debt Relief Flat fee $890 $3,100 $8,850
Disability Discrimination Contingency $3,100 $12,400 $53,150
Commercial Lease Flat fee $1,050 $3,100 $10,650
Bail Hearing Flat fee $710 $2,000 $4,450
Credit Report Errors Contingency $2,650 $6,650 $24,800
Removal of Conditions Flat fee $890 $1,950 $5,300
Family-Based Petition Flat fee $800 $1,600 $3,550
Hurricane Damage Claim Contingency $3,100 $11,500 $39,850
VA Disability Contingency $1,350 $4,450 $13,300
Long-Term Disability Contingency $2,200 $7,100 $22,150
Nursing Home Abuse Contingency $13,300 $53,150 $177,200
Sexual Harassment Contingency $4,450 $15,950 $66,450
Spinal Cord Injury Contingency $26,600 $132,900 $664,500
Elder Abuse Contingency $10,650 $37,200 $124,050
Drug Trafficking Flat fee $10,650 $35,450 $155,050
Child Support Modification Flat fee $800 $2,150 $6,000
Sex Crime Defense Flat fee $12,400 $42,550 $168,350
Military Pension Division Flat fee $2,100 $5,100 $15,300

Foreclosure lawyer fees in other Missouri cities

Compare local foreclosure attorney fees across Missouri.

Saint Louis Kansas City Springfield Lees Summit Liberty Mountain Grove Waynesville Nixa Hillsboro Independence Lawson Park Hills

FAQs - Foreclosure attorney fees in St. Louis

Foreclosure lawyer fees in St. Louis average about $3,100, with a typical range of $1,350 to $6,650. That is roughly 89% of the U.S. average, adjusted for the local cost of living.

St. Louis's cost-of-living index is about 89% of the national average, so foreclosure attorney fees here tend to run 11% lower than the U.S. norm.

The figures here are local averages. For a number tied to your specific situation, request a free match with a foreclosure attorney in St. Louis, or enter your ZIP code for a more precise estimate.

We take the national benchmark for foreclosure cases and adjust it by St. Louis's cost-of-living index — about 89% of the U.S. average — giving a local Low, Average, and High of $1,350, $3,100, and $6,650.

St. Louis averages about $3,100 for foreclosure lawyer fees, compared with roughly $3,100 across Missouri and $3,500 nationally.

Many foreclosure attorneys in St. Louis offer a free initial consultation to review your case before you commit. Check each firm's listing above for details.

Look for a St. Louis attorney who regularly handles foreclosure cases, check reviews and their standing with the Missouri state bar, and use free consultations to compare a few before you decide.

Attorney fees pay for the lawyer's time and skill, while case costs are separate out-of-pocket expenses such as filing fees, records, and expert witnesses. In a St. Louis foreclosure matter, always confirm how the costs are handled alongside the fee.

In St. Louis, foreclosure lawyer fees are typically paid as a single flat fee agreed up front. Case costs are usually billed separately from the fee.

For most foreclosure matters, yes — the right attorney can improve your outcome by more than the fee, and many work on terms that limit your risk. Use a free St. Louis consultation to weigh it for your situation.

ZIP codes covered

These St. Louis foreclosure fee estimates apply to ZIP code 63101.

Last updated Oct 1, 2026 · Fee figures are local averages for informational purposes only and are not legal advice or a quote. See how we estimate fees.