Chapter 7 Lawyer Fees in Jacksonville

Chapter 7 lawyer fees in Jacksonville, North Carolina average about $1,400 — roughly 92% of the U.S. average and below the North Carolina state average of $1,450.

Low
$920
Average fee
$1,400
per filing
High
$2,300

What this typically includes

Means testing, preparing and filing the petition and schedules, guidance through the required pre-filing credit-counseling and pre-discharge debtor-education courses, and representation at the 341 meeting of creditors. The court filing fee, the course fees, and any adversary proceeding are billed separately.

Jacksonville, NC State exemption (opt-out) state

North Carolina has opted out of the federal bankruptcy exemptions, so a Chapter 7 filer must use North Carolina’s state exemption system to protect their home, car, and other property.

Chapter 7 attorneys in North Carolina charge a flat fee that must be paid in full before filing, plus the $338 court filing fee. North Carolina’s exemptions — especially the homestead exemption — decide what you keep, so they shape whether Chapter 7 is the right fit.

Get in touch with a chapter 7 lawyer in Jacksonville

Browse these chapter 7 attorneys serving Jacksonville. Give a call or request an estimate and connect with local firm that fits your case.

We’re still adding chapter 7 attorneys in Jacksonville. Request a case evaluation and we’ll connect you with a vetted local firm.

How Jacksonville compares

Average chapter 7 lawyer fees, Jacksonville vs. North Carolina vs. the U.S.

Jacksonville
$1,400
North Carolina
$1,450
U.S. average
$1,500

Jacksonville comes in about 8% lower than the national average for chapter 7 lawyer fees.

What affects chapter 7 lawyer fees in Jacksonville

In Jacksonville, the cost of living comes in at 92% of the U.S. average — both of which influence what local attorneys charge. Beyond location, these factors drive chapter 7 lawyer fees:

  • Case complexity — Many creditors, significant assets, or a business add work.
  • Income & means test — Higher income or a failed means test can push you toward Chapter 13.
  • Assets to protect — More non-exempt property means more planning before you file.
  • Self-employment — Business income and assets complicate the schedules and means test.
  • Prior filings or disputes — Adversary proceedings or creditor objections raise the cost.
  • Local court practice — Customary fees and trustee practices vary by district.

How to choose a chapter 7 lawyer in Jacksonville

Fees matter, but the right chapter 7 attorney in Jacksonville also often improves your timeline and your outcome. Before you hire:

  • Confirm the fee structure. Chapter 7 matters are usually a flat fee — one agreed price for the work. Get it in writing before you sign — our flat fees guide explains exactly what to look for.
  • Look for chapter 7 experience. Choose an attorney who regularly handles chapter 7 cases in North Carolina, not a generalist.
  • Use the free consultation. Most Jacksonville chapter 7 attorneys review your case at no cost — use it to compare two or three.
  • Verify licensing. Confirm the attorney is licensed and in good standing with the North Carolina state bar.
  • Clarify what's included. Ask which case costs are separate from the fee and how they are billed — see attorney fees vs. case costs.
See how chapter 7 fees work

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Average attorney fees in Jacksonville by case type

National benchmarks adjusted by Jacksonville's cost-of-living index (92). Open a case type for its full Jacksonville fee breakdown.

Case type How it’s billed Low Average High
Car Accidents Contingency $1,850 $5,550 $13,800
Divorce Flat fee $1,850 $6,900 $18,400
Real Estate Flat fee $740 $1,400 $3,200
Personal Injury Contingency $2,750 $9,200 $27,650
Bankruptcy Flat fee $920 $1,850 $4,150
Criminal Defense Flat fee $1,400 $4,600 $13,800
Immigration Flat fee $920 $3,200 $9,200
Disability Contingency $1,850 $3,700 $8,450
Probate Flat fee $1,400 $4,150 $13,800
Truck Accident Contingency $4,600 $14,750 $46,050
Motorcycle Accident Contingency $2,750 $8,300 $27,650
Bicycle Accident Contingency $2,300 $7,350 $23,000
Uber Accident Contingency $2,750 $8,300 $30,400
Property Damage Contingency $1,400 $5,550 $18,400
Dog Attack Injury Contingency $2,750 $9,200 $27,650
Insurance Claim Contingency $1,850 $6,900 $23,000
Wrongful Death Contingency $13,800 $55,250 $230,250
Uncontested Divorce Flat fee $460 $1,100 $2,300
Family Law Hourly $1,400 $6,450 $18,400
Child Custody Hourly $1,850 $7,350 $23,000
Adoption Flat fee $1,400 $4,600 $13,800
Prenuptial Agreement Flat fee $920 $2,300 $6,900
Child Support Hourly $920 $3,200 $9,200
Domestic Violence Flat fee $1,400 $3,700 $11,050
Restraining Order Flat fee $920 $2,300 $6,900
Guardianship Flat fee $1,400 $3,700 $11,050
Surrogacy Flat fee $3,200 $7,350 $13,800
Power of Attorney Flat fee $180 $370 $920
Estate Planning Flat fee $460 $1,850 $4,600
Living Trust Flat fee $1,100 $2,300 $4,600
Elder Law Hourly $1,400 $4,600 $11,050
Will Flat fee $140 $370 $920
Defense Flat fee $1,400 $4,600 $13,800
DUI Flat fee $1,400 $3,700 $9,200
Pardon Flat fee $1,400 $4,600 $13,800
Expungement Flat fee $460 $1,400 $3,700
Juvenile Flat fee $1,400 $3,200 $9,200
Felony Defense Flat fee $3,200 $9,200 $27,650
Clemency Flat fee $1,850 $5,550 $13,800
Probation Violation Flat fee $920 $2,300 $6,900
Misdemeanor Flat fee $690 $1,400 $3,200
Security Clearance Flat fee $2,300 $6,900 $18,400
Discharge Upgrade Flat fee $1,400 $3,700 $9,200
H-1B Visa Flat fee $1,850 $3,200 $5,550
Green Card Flat fee $1,850 $3,700 $7,350
Citizenship Flat fee $460 $920 $2,300
EB-2 NIW Flat fee $3,700 $6,450 $11,050
K-1 Visa Flat fee $1,400 $2,300 $3,700
E-2 Visa Flat fee $3,200 $5,550 $9,200
Deportation Hourly $2,750 $7,350 $18,400
O-1 Visa Flat fee $3,200 $5,550 $9,200
Closing Flat fee $640 $1,100 $2,300
House Purchase Flat fee $740 $1,200 $2,300
Eviction Flat fee $460 $1,100 $2,750
Property Tax Appeal Contingency $140 $460 $1,850
Foreclosure Flat fee $1,400 $3,200 $6,900
HOA Hourly $1,400 $3,700 $9,200
Tenant Hourly $920 $2,300 $5,550
Chapter 7 Flat fee $920 $1,400 $2,300
Chapter 13 Flat fee $2,750 $3,700 $5,550
Personal Loan Hourly $460 $1,850 $4,600
Debt Settlement Contingency $920 $2,750 $7,350
SSDI Contingency $1,850 $3,700 $8,450
Social Security Contingency $1,850 $3,700 $8,450
VA Disability Contingency $1,400 $4,600 $13,800
Long-Term Disability Contingency $2,300 $7,350 $23,000
Traffic Ticket Flat fee $92 $280 $690
Speeding Ticket Flat fee $92 $280 $690
Traffic Violation Flat fee $92 $280 $690
Reckless Driving Flat fee $920 $2,300 $4,600
Suspended License Flat fee $690 $1,600 $2,750
Patent Flat fee $4,600 $9,200 $16,600
Trademark Flat fee $550 $1,100 $2,300
Workers Compensation Contingency $1,400 $3,700 $9,200
Small Claims Flat fee $92 $460 $1,400
Civil Lawsuit Hourly $2,750 $13,800 $46,050
Consumer Protection Contingency $1,850 $4,600 $13,800
Lemon Law Contingency $1,850 $4,600 $13,800
Defamation Hourly $4,600 $13,800 $46,050
Employment Contingency $2,300 $9,200 $36,850
Discrimination Contingency $2,750 $11,050 $41,450
Wrongful Termination Contingency $2,750 $11,050 $41,450
Whistleblower Contingency $4,600 $18,400 $92,100
Tax Hourly $1,400 $4,600 $13,800
Business Hourly $1,400 $5,550 $23,000
Medical Malpractice Contingency $23,000 $92,100 $322,300
SSI Contingency $920 $2,750 $8,450
Asylum Flat fee $2,750 $5,550 $13,800
Marriage Green Card Flat fee $1,400 $2,750 $6,900
Slip and Fall Contingency $3,700 $11,050 $36,850
Mesothelioma Contingency $46,050 $322,300 $920,900
Product Liability Contingency $13,800 $55,250 $230,250
Breach of Contract Hourly $2,750 $18,400 $69,050
Federal Criminal Defense Flat fee $9,200 $32,250 $138,150
Assault Flat fee $1,400 $3,700 $13,800
Contract Review Flat fee $280 $740 $2,750
Landlord Hourly $690 $2,750 $13,800
Contested Divorce Hourly $9,200 $18,400 $46,050
Drug Possession Flat fee $1,400 $3,700 $13,800
Theft Flat fee $920 $3,200 $11,050
House Sale Flat fee $740 $1,300 $2,300

Chapter 7 lawyer fees in other North Carolina cities

Compare local chapter 7 attorney fees across North Carolina.

FAQs - Chapter 7 attorney fees in Jacksonville

Chapter 7 lawyer fees in Jacksonville average about $1,400, with a typical range of $920 to $2,300. That is roughly 92% of the U.S. average, adjusted for the local cost of living.

Jacksonville's cost-of-living index is about 92% of the national average, so chapter 7 attorney fees here tend to run 8% lower than the U.S. norm.

The figures here are local averages. For a number tied to your specific situation, request a free match with a chapter 7 attorney in Jacksonville, or enter your ZIP code for a more precise estimate.

We take the national benchmark for chapter 7 cases and adjust it by Jacksonville's cost-of-living index — about 92% of the U.S. average — giving a local Low, Average, and High of $920, $1,400, and $2,300.

Jacksonville averages about $1,400 for chapter 7 lawyer fees, compared with roughly $1,450 across North Carolina and $1,500 nationally.

Many chapter 7 attorneys in Jacksonville offer a free initial consultation to review your case before you commit. Check each firm's listing above for details.

Look for a Jacksonville attorney who regularly handles chapter 7 cases, check reviews and their standing with the North Carolina state bar, and use free consultations to compare a few before you decide.

Attorney fees pay for the lawyer's time and skill, while case costs are separate out-of-pocket expenses such as filing fees, records, and expert witnesses. In a Jacksonville chapter 7 matter, always confirm how the costs are handled alongside the fee.

In Jacksonville, chapter 7 lawyer fees are typically paid as a single flat fee agreed up front. Case costs are usually billed separately from the fee.

For most chapter 7 matters, yes — the right attorney can improve your outcome by more than the fee, and many work on terms that limit your risk. Use a free Jacksonville consultation to weigh it for your situation.

ZIP codes covered

These Jacksonville chapter 7 fee estimates span ZIP code 28540.

Last updated Sep 25, 2026 · Fee figures are local averages for informational purposes only and are not legal advice or a quote. See how we estimate fees.