Chapter 13 Lawyer Fees in Gary

Chapter 13 lawyer fees in Gary, Indiana average about $4,150 — roughly 104% of the U.S. average and above the Indiana state average of $3,650.

Low

$3,100

Average fee

$4,150

per case

High

$6,200

What this typically includes

Preparing and filing the petition and schedules, drafting and confirming the three- to five-year repayment plan, representing you at the 341 meeting and confirmation hearing, and handling routine plan modifications during the case. The court filing fee and any adversary proceeding are billed separately.

Gary, IN State exemption (opt-out) state

Indiana has opted out of the federal bankruptcy exemptions, so a Chapter 13 filer uses Indiana’s state exemption system, which shapes the repayment plan and what unsecured creditors must be paid.

Chapter 13 attorneys in Indiana charge a flat fee that is largely paid through the three- to five-year repayment plan, often anchored to the presumptive “no-look” fee set by your bankruptcy district. Indiana’s exemptions and the local district practice both shape the plan and the cost.

Get in touch with a chapter 13 lawyer in Gary

Browse these chapter 13 attorneys serving Gary. Give a call or request an estimate and connect with local firm that fits your case.

We’re still adding chapter 13 attorneys in Gary. Request a free case evaluation and we’ll connect you with a local firm.

How Gary compares

Average chapter 13 lawyer fees, Gary vs. Indiana vs. the U.S.

Gary

$4,150

Indiana

$3,650

U.S. average

$4,000

Gary sits about 4% higher than the national average for chapter 13 lawyer fees.

What affects chapter 13 lawyer fees in Gary

In Gary, the cost of living runs 104% of the U.S. average — both of which influence what local attorneys charge. Beyond location, these factors drive chapter 13 lawyer fees:

Plan complexity — A complicated plan, debts, or income takes more work to draft and confirm.
Saving a home — Curing mortgage arrears or stripping a junior lien adds work and value.
Business or self-employment — Business income complicates the budget, plan, and trustee reporting.
Plan modifications — Changes during the multi-year case can add fees beyond the base.
District no-look fee — The presumptive fee set by your bankruptcy district shapes the price.
Local court practice — Trustee practices and confirmation norms vary by district.

How to choose a chapter 13 lawyer in Gary

Fees matter, but the right chapter 13 attorney in Gary also protects both your time and your result. Before you hire:

Confirm the fee structure. Chapter 13 matters are usually a flat fee — one agreed price for the work. Get it in writing before you sign — our flat fees guide explains exactly what to look for.
Look for chapter 13 experience. Choose an attorney who regularly handles chapter 13 cases in Indiana, not a generalist.
Use the free consultation. Most Gary chapter 13 attorneys review your case at no cost — use it to compare two or three.
Verify licensing. Confirm the attorney is licensed and in good standing with the Indiana state bar.
Clarify what's included. Ask which case costs are separate from the fee and how they are billed — see attorney fees vs. case costs.

See how chapter 13 fees work

Need help with your chapter 13 case?

Average attorney fees in Gary by case type

National benchmarks adjusted by Gary's cost-of-living index (104). Open a case type for its full Gary fee breakdown.

Case type	How it’s billed	Low	Average	High
Chapter 13	Flat fee	$3,100	$4,150	$6,200
Divorce	Flat fee	$2,050	$7,750	$20,700
Immigration	Flat fee	$520	$3,650	$15,550
Real Estate	Flat fee	$830	$1,550	$3,650
Probate	Flat fee	$1,550	$4,650	$15,550
Car Accidents	Contingency	$2,050	$6,200	$15,550
Personal Injury	Contingency	$3,100	$10,350	$31,100
Patent	Flat fee	$5,200	$10,350	$18,650
Estate Planning	Flat fee	$520	$2,050	$5,200
DUI	Flat fee	$1,550	$4,150	$10,350
Child Support	Hourly	$1,050	$3,650	$10,350
Criminal Defense	Flat fee	$1,550	$5,200	$15,550
Child Custody	Hourly	$2,050	$8,300	$25,900
H-1B Visa	Flat fee	$2,050	$3,650	$6,200
Trademark	Flat fee	$620	$1,250	$2,600
Living Trust	Flat fee	$1,250	$2,600	$5,200
Traffic Ticket	Flat fee	$100	$310	$780
Family Law	Hourly	$1,550	$7,250	$20,700
Speeding Ticket	Flat fee	$100	$310	$780
Bankruptcy	Flat fee	$1,050	$2,050	$4,650
Pedestrian Accident	Contingency	$3,650	$12,450	$41,450
Chapter 7	Flat fee	$1,050	$1,550	$2,600
Traffic Violation	Flat fee	$100	$310	$780
Clemency	Flat fee	$2,050	$6,200	$15,550
Bicycle Accident	Contingency	$2,600	$8,300	$25,900
Medicaid Planning	Flat fee	$3,100	$6,750	$15,550
Adoption	Flat fee	$1,550	$5,200	$15,550
Medical Malpractice	Contingency	$25,900	$103,600	$362,600
Expungement	Flat fee	$520	$1,550	$4,150
Workers Compensation	Contingency	$1,550	$4,150	$10,350
SSDI	Contingency	$2,050	$4,150	$9,550
Uncontested Divorce	Flat fee	$520	$1,250	$2,600
Uber Accident	Contingency	$3,100	$9,300	$34,200
Tax	Hourly	$1,550	$5,200	$15,550
Rideshare Accident	Contingency	$3,100	$9,300	$34,200
Eviction	Flat fee	$520	$1,250	$3,100
Employment	Contingency	$2,600	$10,350	$41,450
Small Claims	Flat fee	$100	$520	$1,550
Bus Accident	Contingency	$4,150	$12,450	$46,600
Pardon	Flat fee	$1,550	$5,200	$15,550
Disability	Contingency	$2,050	$4,150	$9,550
Drunk Driving Accident	Contingency	$4,150	$15,550	$62,150
Defense	Flat fee	$1,550	$5,200	$15,550
Prenuptial Agreement	Flat fee	$1,050	$2,600	$7,750
Auto Dealer Fraud	Contingency	$2,600	$7,750	$25,900
Guardianship	Flat fee	$1,550	$4,150	$12,450
Closing	Flat fee	$730	$1,250	$2,600
Social Security	Contingency	$2,050	$4,150	$9,550
Business	Hourly	$1,550	$6,200	$25,900
Construction Accident	Contingency	$12,450	$51,800	$207,200
Alimony	Hourly	$3,100	$9,300	$25,900
Domestic Violence	Flat fee	$1,550	$4,150	$12,450
Green Card	Flat fee	$2,050	$4,150	$8,300
Business Litigation	Hourly	$15,550	$62,150	$259,000
Police Misconduct	Contingency	$8,300	$41,450	$259,000
K-1 Visa	Flat fee	$1,550	$2,600	$4,150
Foreclosure	Flat fee	$1,550	$3,650	$7,750
Annulment	Flat fee	$1,050	$3,100	$10,350
Sexual Abuse	Contingency	$20,700	$88,050	$414,400
Juvenile	Flat fee	$1,550	$3,650	$10,350
Debt Settlement	Contingency	$1,050	$3,100	$8,300
Bad Faith Insurance	Contingency	$8,300	$31,100	$129,500
Lemon Law	Contingency	$2,050	$5,200	$15,550
Divorce Mediation	Hourly	$2,600	$5,700	$12,450
Unpaid Wages	Contingency	$2,050	$8,300	$36,250
Non-Compete Agreement	Flat fee	$520	$2,600	$51,800
Consumer Protection	Contingency	$2,050	$5,200	$15,550
Life Insurance Denial	Contingency	$8,300	$51,800	$207,200
Personal Loan	Hourly	$520	$2,050	$5,200
Hostile Work Environment	Contingency	$4,150	$15,550	$67,350
Wrongful Death	Contingency	$15,550	$62,150	$259,000
Age Discrimination	Contingency	$5,200	$20,700	$88,050
Construction Defect	Hourly	$8,300	$46,600	$207,200
Elder Law	Hourly	$1,550	$5,200	$12,450
Restraining Order	Flat fee	$1,050	$2,600	$7,750
Debt Collection Defense	Flat fee	$520	$1,550	$5,200
Visitation	Hourly	$1,550	$5,200	$20,700
Brain Injury	Contingency	$20,700	$119,150	$518,000
Power of Attorney	Flat fee	$210	$410	$1,050
Birth Injury	Contingency	$103,600	$466,200	$1,554,000
CPS Defense	Hourly	$2,600	$7,750	$25,900
White Collar Crime	Hourly	$15,550	$77,700	$414,400
Wrongful Termination	Contingency	$3,100	$12,450	$46,600
Tenant	Hourly	$1,050	$2,600	$6,200
EB-2 NIW	Flat fee	$4,150	$7,250	$12,450
O-1 Visa	Flat fee	$3,650	$6,200	$10,350
Name Change	Flat fee	$310	$780	$2,600
F-1 Student Visa	Flat fee	$780	$1,850	$5,200
Misdemeanor	Flat fee	$780	$1,550	$3,650
Gun Charges	Flat fee	$1,550	$6,200	$77,700
Chapter 11	Hourly	$25,900	$77,700	$414,400
Citizenship	Flat fee	$520	$1,050	$2,600
Severance Agreement	Flat fee	$520	$1,250	$5,200
LLC Formation	Flat fee	$520	$1,250	$2,600
House Purchase	Flat fee	$830	$1,350	$2,600
IRS Audit	Hourly	$1,050	$4,650	$20,700
CDL Ticket	Flat fee	$410	$930	$2,600
Truck Accident	Contingency	$5,200	$16,600	$51,800
Defamation	Hourly	$5,200	$15,550	$51,800
SSI	Contingency	$1,050	$3,100	$9,550
Surrogacy	Flat fee	$3,650	$8,300	$15,550
Probation Violation	Flat fee	$1,050	$2,600	$7,750
HOA	Hourly	$1,550	$4,150	$10,350
Reckless Driving	Flat fee	$1,050	$2,600	$5,200
Suspended License	Flat fee	$780	$1,800	$3,100
Asylum	Flat fee	$3,100	$6,200	$15,550
Franchise	Hourly	$2,050	$7,750	$62,150
EB-5 Visa	Flat fee	$12,450	$25,900	$51,800
Discharge Upgrade	Flat fee	$1,550	$4,150	$10,350
Copyright	Flat fee	$310	$1,550	$7,750
ERISA	Contingency	$3,100	$15,550	$77,700
Driving Without a License	Flat fee	$260	$620	$1,550
Marriage Green Card	Flat fee	$1,550	$3,100	$7,750
Hit and Run Accident	Contingency	$2,600	$8,300	$31,100
Overtime	Contingency	$2,600	$9,300	$41,450
Timeshare Exit	Flat fee	$1,550	$4,650	$15,550
Fraud Defense	Flat fee	$2,600	$7,750	$25,900
Civil Lawsuit	Hourly	$3,100	$15,550	$51,800
Irrevocable Trust	Flat fee	$2,600	$6,200	$15,550
Property Tax Appeal	Contingency	$160	$520	$2,050
Slip and Fall	Contingency	$4,150	$12,450	$41,450
Special Education	Hourly	$2,050	$7,750	$25,900
Entertainment	Hourly	$780	$3,650	$25,900
EB-1 Visa	Flat fee	$5,200	$9,300	$16,600
Special Needs Trust	Flat fee	$2,050	$4,650	$10,350
Student Loan	Flat fee	$780	$2,600	$8,300
Civil Rights Violation	Contingency	$5,200	$25,900	$155,400
Immigration Bond	Flat fee	$1,550	$3,100	$6,200
Motorcycle Accident	Contingency	$3,100	$9,300	$31,100
Dog Attack Injury	Contingency	$3,100	$10,350	$31,100
Insurance Claim	Contingency	$2,050	$7,750	$25,900
Discrimination	Contingency	$3,100	$12,450	$46,600
Professional License Defense	Hourly	$2,600	$8,300	$25,900
Commercial Real Estate	Hourly	$2,600	$9,300	$46,600
Intellectual Property	Flat fee	$520	$2,600	$15,550
Security Clearance	Flat fee	$2,600	$7,750	$20,700
Deportation	Hourly	$3,100	$8,300	$20,700
Mesothelioma	Contingency	$51,800	$362,600	$1,036,000
Trust Administration	Hourly	$2,600	$6,200	$20,700
Shoplifting	Flat fee	$780	$1,550	$4,150
Startup	Flat fee	$2,600	$7,750	$31,100
Burglary	Flat fee	$3,650	$9,300	$25,900
E-2 Visa	Flat fee	$3,650	$6,200	$10,350
Partnership Dispute	Hourly	$20,700	$77,700	$310,800
Mediation	Hourly	$1,550	$5,200	$15,550
Postnuptial Agreement	Flat fee	$1,050	$3,100	$9,300
Property Damage	Contingency	$1,550	$6,200	$20,700
Product Liability	Contingency	$15,550	$62,150	$259,000
Breach of Contract	Hourly	$3,100	$20,700	$77,700
Health Insurance Denial	Hourly	$780	$3,650	$15,550
Criminal Appeal	Flat fee	$7,750	$20,700	$51,800
Paternity	Hourly	$1,050	$3,100	$12,450
Debt Collector Harassment	Contingency	$1,550	$4,150	$15,550
Boundary Dispute	Hourly	$2,600	$12,450	$46,600
Corporate	Hourly	$3,650	$12,450	$62,150
Whistleblower	Contingency	$5,200	$20,700	$103,600
Legal Malpractice	Contingency	$10,350	$41,450	$155,400
Quiet Title	Flat fee	$1,550	$4,150	$25,900
Construction	Hourly	$3,650	$25,900	$155,400
Immigration Waiver	Flat fee	$2,600	$5,200	$10,350
Asset Protection	Flat fee	$3,100	$8,300	$25,900
Federal Criminal Defense	Flat fee	$10,350	$36,250	$155,400
Assault	Flat fee	$1,550	$4,150	$15,550
Contract Review	Flat fee	$310	$830	$3,100
Landlord	Hourly	$780	$3,100	$15,550
Unemployment Appeal	Flat fee	$520	$1,250	$3,650
Legal Separation	Hourly	$2,600	$8,300	$25,900
Deed Transfer	Flat fee	$260	$620	$1,850
L-1 Visa	Flat fee	$3,100	$5,700	$9,300
Contested Divorce	Hourly	$10,350	$20,700	$51,800
Wage Garnishment	Flat fee	$410	$1,300	$3,650
Will	Flat fee	$160	$410	$1,050
Felony Defense	Flat fee	$3,650	$10,350	$31,100
Drug Possession	Flat fee	$1,550	$4,150	$15,550
Theft	Flat fee	$1,050	$3,650	$12,450
House Sale	Flat fee	$830	$1,450	$2,600
Tax Debt Relief	Flat fee	$1,050	$3,650	$10,350
VA Disability	Contingency	$1,550	$5,200	$15,550
Long-Term Disability	Contingency	$2,600	$8,300	$25,900
Nursing Home Abuse	Contingency	$15,550	$62,150	$207,200
Sexual Harassment	Contingency	$5,200	$18,650	$77,700

Chapter 13 lawyer fees in other Indiana cities

Compare local chapter 13 attorney fees across Indiana.

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FAQs - Chapter 13 attorney fees in Gary

Chapter 13 lawyer fees in Gary average about $4,150, with a typical range of $3,100 to $6,200. That is roughly 104% of the U.S. average, adjusted for the local cost of living.

Gary's cost-of-living index is about 104% of the national average, so chapter 13 attorney fees here tend to run 4% higher than the U.S. norm.

The figures here are local averages. For a number tied to your specific situation, request a free match with a chapter 13 attorney in Gary, or enter your ZIP code for a more precise estimate.

We take the national benchmark for chapter 13 cases and adjust it by Gary's cost-of-living index — about 104% of the U.S. average — giving a local Low, Average, and High of $3,100, $4,150, and $6,200.

Gary averages about $4,150 for chapter 13 lawyer fees, compared with roughly $3,650 across Indiana and $4,000 nationally.

Many chapter 13 attorneys in Gary offer a free initial consultation to review your case before you commit. Check each firm's listing above for details.

Look for a Gary attorney who regularly handles chapter 13 cases, check reviews and their standing with the Indiana state bar, and use free consultations to compare a few before you decide.

Attorney fees pay for the lawyer's time and skill, while case costs are separate out-of-pocket expenses such as filing fees, records, and expert witnesses. In a Gary chapter 13 matter, always confirm how the costs are handled alongside the fee.

In Gary, chapter 13 lawyer fees are typically paid as a single flat fee agreed up front. Case costs are usually billed separately from the fee.

For most chapter 13 matters, yes — the right attorney can improve your outcome by more than the fee, and many work on terms that limit your risk. Use a free Gary consultation to weigh it for your situation.

ZIP codes covered

These Gary chapter 13 fee estimates span ZIP code 46402.

Last updated Oct 1, 2026 · Fee figures are local averages for informational purposes only and are not legal advice or a quote. See how we estimate fees.