Bad Faith Insurance Lawyer Fees in Laconia

Bad faith insurance lawyer fees in Laconia, New Hampshire average about $34,250 — roughly 114% of the U.S. average and in line with the New Hampshire state average of $34,250.

Low

$9,150

Average fee

$34,250

of the recovery

High

$142,650

What this typically includes

Reading the policy and the denial, reconstructing the claim timeline, serving any statutory notice or demand the state requires, and proving the underlying benefit was owed before the tort claim can be reached. Then the bad faith case itself: obtaining and fighting over the insurer’s claim file, deposing the adjuster and the supervisor, retaining claims-handling and valuation experts, and trying the case through the punitive phase. Case costs — experts, depositions, records, filing fees — are advanced by the firm and repaid from the recovery, separate from the attorney fee.

Laconia, NH Common-law bad-faith tort

New Hampshire handles insurance bad faith through court-made law rather than a dedicated bad-faith statute, so what an unreasonable denial, delay, or lowball offer is worth here has been settled case by case and can differ markedly from a neighboring state. Most states in this position recognize a first-party bad-faith tort reaching consequential losses and, where the conduct is egregious, punitive damages — but the strength of that tort and the proof it demands vary, so the position in New Hampshire is worth confirming locally.

Bad faith lawyers in New Hampshire work on contingency (commonly 33.3% before suit, rising once a lawsuit is filed), so your upfront cost is $0 and no fee is owed if there is no recovery. Because New Hampshire's rule is court-made rather than statutory, whether any fee award is available — some states let you recover the fees spent obtaining the withheld benefits as damages — is worth settling before you sign. Check the policy's suit-limitation clause and whether ERISA governs your plan, since either can end the claim before the merits are reached.

Get in touch with a bad faith insurance lawyer in Laconia

Browse these bad faith insurance attorneys serving Laconia. Give a call or request an estimate and connect with local firm that fits your case.

We’re still adding bad faith insurance attorneys in Laconia. Request a free case evaluation and we’ll connect you with a local firm.

About Laconia, NH

16,898

Population

$67,856

Median household income

Law firms in the Laconia area

$1,329/mo

Fair-market rent (2-bed)

With a cost-of-living index of 114% of the U.S. average and a median household income of $67,856, bad faith insurance attorney fees in Laconia typically run 14% higher than the national norm. The Laconia area supports roughly 27 law firms, so clients have a competitive local market to choose from. As a local cost gauge, the fair-market rent for a two-bedroom home in the Laconia area is about $1,329/month.

How Laconia compares

Average bad faith insurance lawyer fees, Laconia vs. New Hampshire vs. the U.S.

Laconia

$34,250

New Hampshire

$34,250

U.S. average

$30,000

Laconia sits about 14% higher than the national average for bad faith insurance lawyer fees.

What affects bad faith insurance lawyer fees in Laconia

In Laconia, the cost of living sits at 114% of the U.S. average and the median household income is $67,856 — both of which influence what local attorneys charge. Beyond location, these factors determine bad faith insurance lawyer fees:

Statutory or common-law remedy — Whether your state supplies a bad-faith statute with fee shifting changes the value.
First-party or third-party — An excess-judgment case is worth far more than a denied first-party claim.
Size of the underlying claim — The tort recovery is built on the benefit that should have been paid.
Punitive damages exposure — Conduct bad enough to support punitives raises the recovery and the fee with it.
Claim-file discovery fights — Privilege battles over the adjuster’s file add months of work and expert cost.
ERISA coverage — Employer health and disability plans preempt state bad-faith remedies entirely.

How to choose a bad faith insurance lawyer in Laconia

Fees matter, but the right bad faith insurance attorney in Laconia also protects both your time and your result. Before you hire:

Confirm the fee structure. Most bad faith insurance cases are handled on a contingency fee — the attorney is paid a percentage of your recovery only if you win, with nothing upfront. Get it in writing before you sign — our contingency fees guide explains exactly what to look for.
Look for bad faith insurance experience. Choose an attorney who regularly handles bad faith insurance cases in New Hampshire, not a generalist.
Use the free consultation. Most Laconia bad faith insurance attorneys review your case at no cost — use it to compare two or three.
Verify licensing. Confirm the attorney is licensed and in good standing with the New Hampshire state bar.
Clarify what's included. Ask which case costs are separate from the fee and how they are billed — see attorney fees vs. case costs.

See how bad faith insurance fees work

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Average attorney fees in Laconia by case type

National benchmarks adjusted by Laconia's cost-of-living index (114). Open a case type for its full Laconia fee breakdown.

Case type	How it’s billed	Low	Average	High
Bad Faith Insurance	Contingency	$9,150	$34,250	$142,650
Divorce	Flat fee	$2,300	$8,550	$22,800
Immigration	Flat fee	$570	$4,000	$17,100
Real Estate	Flat fee	$910	$1,700	$4,000
Probate	Flat fee	$1,700	$5,150	$17,100
Car Accidents	Contingency	$2,300	$6,850	$17,100
Personal Injury	Contingency	$3,400	$11,400	$34,250
Patent	Flat fee	$5,700	$11,400	$20,550
Estate Planning	Flat fee	$570	$2,300	$5,700
DUI	Flat fee	$1,700	$4,550	$11,400
Child Support	Hourly	$1,150	$4,000	$11,400
Criminal Defense	Flat fee	$1,700	$5,700	$17,100
Child Custody	Hourly	$2,300	$9,150	$28,550
H-1B Visa	Flat fee	$2,300	$4,000	$6,850
Trademark	Flat fee	$680	$1,350	$2,850
Living Trust	Flat fee	$1,350	$2,850	$5,700
Traffic Ticket	Flat fee	$110	$340	$860
Family Law	Hourly	$1,700	$8,000	$22,800
Speeding Ticket	Flat fee	$110	$340	$860
Bankruptcy	Flat fee	$1,150	$2,300	$5,150
Pedestrian Accident	Contingency	$4,000	$13,700	$45,650
Chapter 7	Flat fee	$1,150	$1,700	$2,850
Traffic Violation	Flat fee	$110	$340	$860
Clemency	Flat fee	$2,300	$6,850	$17,100
Bicycle Accident	Contingency	$2,850	$9,150	$28,550
Medicaid Planning	Flat fee	$3,400	$7,400	$17,100
Adoption	Flat fee	$1,700	$5,700	$17,100
Medical Malpractice	Contingency	$28,550	$114,100	$399,350
Expungement	Flat fee	$570	$1,700	$4,550
Workers Compensation	Contingency	$1,700	$4,550	$11,400
SSDI	Contingency	$2,300	$4,550	$10,500
Uncontested Divorce	Flat fee	$570	$1,350	$2,850
Uber Accident	Contingency	$3,400	$10,250	$37,650
Tax	Hourly	$1,700	$5,700	$17,100
Rideshare Accident	Contingency	$3,400	$10,250	$37,650
Eviction	Flat fee	$570	$1,350	$3,400
Employment	Contingency	$2,850	$11,400	$45,650
Small Claims	Flat fee	$110	$570	$1,700
Bus Accident	Contingency	$4,550	$13,700	$51,350
Pardon	Flat fee	$1,700	$5,700	$17,100
Disability	Contingency	$2,300	$4,550	$10,500
Chapter 13	Flat fee	$3,400	$4,550	$6,850
Drunk Driving Accident	Contingency	$4,550	$17,100	$68,450
Defense	Flat fee	$1,700	$5,700	$17,100
Prenuptial Agreement	Flat fee	$1,150	$2,850	$8,550
Auto Dealer Fraud	Contingency	$2,850	$8,550	$28,550
Guardianship	Flat fee	$1,700	$4,550	$13,700
Closing	Flat fee	$800	$1,350	$2,850
Social Security	Contingency	$2,300	$4,550	$10,500
Business	Hourly	$1,700	$6,850	$28,550
Construction Accident	Contingency	$13,700	$57,050	$228,200
Alimony	Hourly	$3,400	$10,250	$28,550
Domestic Violence	Flat fee	$1,700	$4,550	$13,700
Green Card	Flat fee	$2,300	$4,550	$9,150
Business Litigation	Hourly	$17,100	$68,450	$285,250
Police Misconduct	Contingency	$9,150	$45,650	$285,250
K-1 Visa	Flat fee	$1,700	$2,850	$4,550
Foreclosure	Flat fee	$1,700	$4,000	$8,550
Annulment	Flat fee	$1,150	$3,400	$11,400
Sexual Abuse	Contingency	$22,800	$97,000	$456,400
Juvenile	Flat fee	$1,700	$4,000	$11,400
Debt Settlement	Contingency	$1,150	$3,400	$9,150
Lemon Law	Contingency	$2,300	$5,700	$17,100
Divorce Mediation	Hourly	$2,850	$6,300	$13,700
Unpaid Wages	Contingency	$2,300	$9,150	$39,950
Non-Compete Agreement	Flat fee	$570	$2,850	$57,050
Consumer Protection	Contingency	$2,300	$5,700	$17,100
Life Insurance Denial	Contingency	$9,150	$57,050	$228,200
Personal Loan	Hourly	$570	$2,300	$5,700
Hostile Work Environment	Contingency	$4,550	$17,100	$74,150
Wrongful Death	Contingency	$17,100	$68,450	$285,250
Age Discrimination	Contingency	$5,700	$22,800	$97,000
Construction Defect	Hourly	$9,150	$51,350	$228,200
Elder Law	Hourly	$1,700	$5,700	$13,700
Restraining Order	Flat fee	$1,150	$2,850	$8,550
Debt Collection Defense	Flat fee	$570	$1,700	$5,700
Visitation	Hourly	$1,700	$5,700	$22,800
Brain Injury	Contingency	$22,800	$131,200	$570,500
Power of Attorney	Flat fee	$230	$460	$1,150
Birth Injury	Contingency	$114,100	$513,450	$1,711,500
CPS Defense	Hourly	$2,850	$8,550	$28,550
White Collar Crime	Hourly	$17,100	$85,600	$456,400
Wrongful Termination	Contingency	$3,400	$13,700	$51,350
Tenant	Hourly	$1,150	$2,850	$6,850
EB-2 NIW	Flat fee	$4,550	$8,000	$13,700
O-1 Visa	Flat fee	$4,000	$6,850	$11,400
Name Change	Flat fee	$340	$860	$2,850
F-1 Student Visa	Flat fee	$860	$2,050	$5,700
Misdemeanor	Flat fee	$860	$1,700	$4,000
Gun Charges	Flat fee	$1,700	$6,850	$85,600
Chapter 11	Hourly	$28,550	$85,600	$456,400
Citizenship	Flat fee	$570	$1,150	$2,850
Severance Agreement	Flat fee	$570	$1,350	$5,700
LLC Formation	Flat fee	$570	$1,350	$2,850
House Purchase	Flat fee	$910	$1,500	$2,850
IRS Audit	Hourly	$1,150	$5,150	$22,800
Truck Accident	Contingency	$5,700	$18,250	$57,050
Defamation	Hourly	$5,700	$17,100	$57,050
SSI	Contingency	$1,150	$3,400	$10,500
Surrogacy	Flat fee	$4,000	$9,150	$17,100
Probation Violation	Flat fee	$1,150	$2,850	$8,550
HOA	Hourly	$1,700	$4,550	$11,400
Reckless Driving	Flat fee	$1,150	$2,850	$5,700
Suspended License	Flat fee	$860	$2,000	$3,400
Asylum	Flat fee	$3,400	$6,850	$17,100
Franchise	Hourly	$2,300	$8,550	$68,450
EB-5 Visa	Flat fee	$13,700	$28,550	$57,050
Discharge Upgrade	Flat fee	$1,700	$4,550	$11,400
Copyright	Flat fee	$340	$1,700	$8,550
ERISA	Contingency	$3,400	$17,100	$85,600
Marriage Green Card	Flat fee	$1,700	$3,400	$8,550
Hit and Run Accident	Contingency	$2,850	$9,150	$34,250
Overtime	Contingency	$2,850	$10,250	$45,650
Timeshare Exit	Flat fee	$1,700	$5,150	$17,100
Fraud Defense	Flat fee	$2,850	$8,550	$28,550
Civil Lawsuit	Hourly	$3,400	$17,100	$57,050
Property Tax Appeal	Contingency	$170	$570	$2,300
Slip and Fall	Contingency	$4,550	$13,700	$45,650
Motorcycle Accident	Contingency	$3,400	$10,250	$34,250
Dog Attack Injury	Contingency	$3,400	$11,400	$34,250
Insurance Claim	Contingency	$2,300	$8,550	$28,550
Discrimination	Contingency	$3,400	$13,700	$51,350
Security Clearance	Flat fee	$2,850	$8,550	$22,800
Deportation	Hourly	$3,400	$9,150	$22,800
Mesothelioma	Contingency	$57,050	$399,350	$1,141,000
E-2 Visa	Flat fee	$4,000	$6,850	$11,400
Property Damage	Contingency	$1,700	$6,850	$22,800
Product Liability	Contingency	$17,100	$68,450	$285,250
Breach of Contract	Hourly	$3,400	$22,800	$85,600
Whistleblower	Contingency	$5,700	$22,800	$114,100
Federal Criminal Defense	Flat fee	$11,400	$39,950	$171,150
Assault	Flat fee	$1,700	$4,550	$17,100
Contract Review	Flat fee	$340	$910	$3,400
Landlord	Hourly	$860	$3,400	$17,100
Contested Divorce	Hourly	$11,400	$22,800	$57,050
Will	Flat fee	$170	$460	$1,150
Felony Defense	Flat fee	$4,000	$11,400	$34,250
Drug Possession	Flat fee	$1,700	$4,550	$17,100
Theft	Flat fee	$1,150	$4,000	$13,700
House Sale	Flat fee	$910	$1,600	$2,850
Tax Debt Relief	Flat fee	$1,150	$4,000	$11,400
VA Disability	Contingency	$1,700	$5,700	$17,100
Long-Term Disability	Contingency	$2,850	$9,150	$28,550
Nursing Home Abuse	Contingency	$17,100	$68,450	$228,200
Sexual Harassment	Contingency	$5,700	$20,550	$85,600

Bad faith insurance lawyer fees in other New Hampshire cities

Compare local bad faith insurance attorney fees across New Hampshire.

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FAQs - Bad faith insurance attorney fees in Laconia

Bad faith insurance lawyer fees in Laconia average about $34,250, with a typical range of $9,150 to $142,650. That is roughly 114% of the U.S. average, adjusted for the local cost of living.

Laconia's cost-of-living index is about 114% of the national average, so bad faith insurance attorney fees here tend to run 14% higher than the U.S. norm.

The figures here are local averages. For a number tied to your specific situation, request a free match with a bad faith insurance attorney in Laconia, or enter your ZIP code for a more precise estimate.

We take the national benchmark for bad faith insurance cases and adjust it by Laconia's cost-of-living index — about 114% of the U.S. average — giving a local Low, Average, and High of $9,150, $34,250, and $142,650.

Laconia averages about $34,250 for bad faith insurance lawyer fees, compared with roughly $34,250 across New Hampshire and $30,000 nationally.

Many bad faith insurance attorneys in Laconia offer a free initial consultation to review your case before you commit. Check each firm's listing above for details.

Look for a Laconia attorney who regularly handles bad faith insurance cases, check reviews and their standing with the New Hampshire state bar, and use free consultations to compare a few before you decide.

Attorney fees pay for the lawyer's time and skill, while case costs are separate out-of-pocket expenses such as filing fees, records, and expert witnesses. In a Laconia bad faith insurance matter, always confirm how the costs are handled alongside the fee.

In Laconia, bad faith insurance lawyer fees are typically paid as a contingency fee — a percentage of your settlement, paid only if you win, with $0 upfront. Case costs are usually billed separately from the fee.

For most bad faith insurance matters, yes — the right attorney can improve your outcome by more than the fee, and many work on terms that limit your risk. Use a free Laconia consultation to weigh it for your situation.

ZIP codes covered

These Laconia bad faith insurance fee estimates cover ZIP code 03246.

Last updated Sep 29, 2026 · Fee figures are local averages for informational purposes only and are not legal advice or a quote. See how we estimate fees.